Transform Your Financial Faith: From Love of Money to Wise Stewardship

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Let’s clear something up right away: 
Money is not evil. 
But money does have a tendency to act like it wants to be God. 

And the Bible is very clear about this: 

“For the love of money is a root of all kinds of evil.” 
—1 Timothy 6:10 

Notice it doesn’t say money is the problem—it’s the love of money, the obsession, the identity, the panic, the “if I just had more, I’d finally feel safe” mindset. I admit I fall here quite a bit… “IF we only had more… THEN we could…” and this feeling left me with the victim mentality, which especially looking back, I am not very fond of!

God’s plan for financial security doesn’t start with money. 
It starts with wisdom, self-discipline, and stewardship. 

Step One: Before You Chase Money, Master Yourself 

You don’t have a money problem. 
You have a discipline problem. (We all do.) 

The Bible doesn’t say, “Get rich quick.” 
It says: 

“The plans of the diligent lead surely to abundance.” 
—Proverbs 21:5 

Self-discipline means: 

• Living below your means (more on this in a future post)

• Not buying things to impress people who don’t pay your bills 

• Understanding that boredom is not an emergency 

• Realizing Amazon Prime is not a spiritual gift 

Before God multiplies resources, He checks whether you can manage what’s already in your hands. 

“Whoever can be trusted with very little can also be trusted with much.” 
—Luke 16:10 

No discipline + more money = a mess nobody wants to be in. 

Step Two: Gain Knowledge and Wisdom (Not Just a Paycheck) 

A job is good. A paycheck is good. 
But knowledge is what creates leverage. 

“Wise people store up knowledge.” 
—Proverbs 10:14 

If your entire financial plan is “work harder and hope nothing goes wrong,” that’s not security—that’s anxiety with direct deposit. 

Wisdom looks like: 

• Learning how money actually works 

• Understanding assets vs. liabilities 

• Knowing how inflation quietly steals from savings 

• Asking, “How can money work for me instead of me working forever?” 

The Bible praises wisdom far more than hustle. 

Middle-Class Mentality vs. High-Class Mentality (Biblically Speaking) 

This is where people get uncomfortable—but stay with me. 

(And yes, this is Robert Kiyosaki’s teaching!) 

Middle-Class Mentality 

• “Get a good job” 

• “Work hard for 40 years” 

• “Hope Social Security still exists” 

• “Bad debt will always be apart of your life” 

• “Money is stressful, don’t talk about it” 

This mindset relies only on earned income (your 9–5). 
If you stop working, the money stops. 

High-Class (Kingdom-Wise) Mentality 

• “How do I create value?” 

• “How can I build assets?” 

• “How can I multiply what God entrusted to me?” 

• “How can this outlive me?” 

Biblically, this is straight out of Jesus’ when he spoke of the three servants, one multiplied it by 10, the other multiplied it by 5, and the last one buried it: 

“The master replied, ‘Well done, good and faithful servant… You have been faithful with a few things; I will put you in charge of many things.’” 
—Matthew 25:21 

The servant who buried his talent wasn’t humble—he was afraid. And fear is expensive. 

Step 3: Diversify or Die Tired 

Relying on one income stream is risky. Even the Bible hints at diversification: 

“Invest in seven ventures, yes, in eight, for you do not know what disaster may come.” 
—Ecclesiastes 11:2 

Translation: Don’t put all your financial faith in one paycheck. This does not mean be fearful though!

This could look like: 

• Investments 

• Businesses 

• Skills that create income 

• Real estate 

• Intellectual property 

• Side hustles that actually build equity 

God is not anti-multiple streams. He’s anti-idolatry and irresponsibility. 

Step four: Tithing: Giving God the Power of the Money 

This is where the heart check happens. 

Tithing isn’t about funding God—He owns everything already. 

“The earth is the Lord’s, and everything in it.” 
—Psalm 24:1 

Tithing is about putting money in its place. 

It says: 

• “You are my provider, not this income” 

• “I trust You more than my bank account” 

• “Money will serve God, not replace Him” 

“Bring the whole tithe into the storehouse… Test me in this,” says the Lord Almighty. 
—Malachi 3:10 

Tithing breaks the spirit of greed and keeps wealth from becoming an idol. 

Why Financial Security Is Actually Loving 

Being financially secure isn’t selfish—it’s responsible. 

It means: 

• You’re not dependent on others when you don’t have to be 

• You’re not a burden to your children 

• You can help instead of always needing help 

• You can be generous without panic 

“Anyone who does not provide for their relatives… has denied the faith.” 
—1 Timothy 5:8 

Oof. The Bible does not play. 

Generational Blessing > Generational Stress 

God thinks generationally. 

“A good person leaves an inheritance for their children’s children.” 
—Proverbs 13:22 

Inheritance isn’t just money—it’s: 

• Wisdom 

• Financial habits 

• Freedom from cycles of bad debt 

• Confidence instead of fear 

What you learn, steward, and build today can bless people you’ll never meet. 

Final Thought: Money Is a Tool, Not a Throne 

Money makes a terrible god—but an excellent servant. 

When you combine: 

• Self-discipline 

• Wisdom 

• Stewardship 

• Generosity 

• Trust in God 

You don’t just build wealth. 
You build peace, freedom, and legacy. 

And that’s the kind of financial security Heaven actually celebrates.