Effective Date: 2/16/2026
Website: Grace-and-Grit living
Owner: Shelby McCallum
Welcome to this website (“Website”). By using this Website, you agree to the following Privacy Policy and Terms of Use. If you do not agree, please discontinue use of the Website.
1. Privacy Policy
Information We Collect
Personal Information You Voluntarily Provide
We may collect personal information including:
- Name
- Email address
- Billing information (if applicable)
- Information submitted through forms, comments, or downloads
You provide this information when you:
- Subscribe to emails
- Download free resources
- Submit a contact form
- Leave comments
- Make a purchase
Automatically Collected Information
We may automatically collect:
- IP address
- Browser type
- Pages viewed
- Time spent on pages
- Referring websites
This information helps improve the Website experience.
How We Use Your Information
Your information may be used to:
- Send newsletters or updates
- Respond to inquiries
- Deliver products or downloads
- Improve website performance
- Provide customer support
We do not sell or trade your personal information.
Email Marketing
If you subscribe to our email list, you may receive updates, promotions, blog content, or encouragement. You may unsubscribe at any time by clicking the link at the bottom of any email.
Cookies
This Website uses cookies to improve functionality and user experience.
You can disable cookies through your browser settings; however, some features of the Website may not function properly.
Affiliate Disclosure
This Website participates in affiliate marketing programs, including Amazon Associates.
This means we may earn a commission if you click an affiliate link and make a purchase — at no additional cost to you.
As an Amazon Associate, I earn from qualifying purchases.
Affiliate programs may use cookies to track purchases.
Third-Party Services
This site may use third-party advertising services, including Google AdSense, which may use cookies to serve ads based on previous visits to this website or other websites.
We may use third-party providers for:
- Email marketing
- Analytics
- Payment processing
These providers only receive the information necessary to perform their services.
We are not responsible for the privacy practices of external websites.
Data Security
We implement reasonable security measures. However, no online transmission is completely secure. Use of this Website is at your own risk.
Children’s Privacy
This Website is not intended for children under 13. We do not knowingly collect information from children.
2. Terms of Use
Website Content Disclaimer
All information on this Website is for educational and informational purposes only.
Nothing on this Website constitutes:
- Legal advice
- Financial advice
- Medical advice
- Professional advice
You are responsible for your own decisions and actions.
Earnings Disclaimer
Any income or financial examples shared on this Website are illustrative only. Results are not guaranteed and will vary based on individual effort and circumstances.
Intellectual Property
All content on this Website — including text, graphics, logos, downloads, and images — is the property of Shelby McCallum unless otherwise stated.
You may not:
- Copy
- Reproduce
- Republish
- Distribute
- Modify
without written permission.
Limitation of Liability
Under no circumstances shall Shelby McCallum be liable for any direct or indirect damages resulting from your use of this Website.
You agree to use this Website at your own risk.
Indemnification
By using this Website, you agree to indemnify and hold harmless Shelby McCallum from any claims, damages, or expenses arising from your use of this Website.
Changes to This Policy
We reserve the right to update this Privacy Policy & Terms of Use at any time. Changes will be reflected by updating the effective date above.
Contact Information
If you have questions about this Privacy Policy & Terms of Use, please contact:
Shelby McCallum
jobeshelby@yahoo.com